IG Wealth Management

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Dear <NAME>,

Renewing your mortgage is a big decision.

When it comes to knowing what to do, there’s more than choosing between a fixed or a variable rate.

A mortgage is often someone’s largest debt on their largest asset. For that reason, at IG Wealth Management we don’t look at your mortgage in isolation, but rather as part of your overall financial plan.

Here are some things to consider when exploring your mortgage renewal options:

Should you get a fixed or variable rate?
What will the impact of rising rates be on your mortgage?
How will your mortgage impact your cashflow?

At IG, we believe you need mortgage advice, not a sales pitch. A mortgage is not transactional for us. Once you receive a mortgage with us, we don't disappear until it's time to renew again. We work alongside a dedicated Mortgage Advisor to determine the best mortgage solution for you in this environment.

Let’s talk today about how bringing your mortgage into your financial plan can get you in a better position to meet your long-term financial goals.

[Consultant Name]

IG Wealth Management

* Choose dealer: (Investors Group Financial Services Inc.) OR (Investors Group Securities Inc.) * Quebec-only options: (Investors Group Financial Services Inc., Financial Services Firm) OR (Investors Group Securities Inc. Firm in Financial Planning)

123-146 ABC Street, City, Province H1H 1H1 | 416.860.1668 | consultanturl.com

This information is for your convenience only and IG Wealth Management is not responsible for and disclaims any liability for third party businesses, organizations and individuals featured in this newsletter. For more information, please visit https://www.investorsgroup.com/en/legal/disclosures.

Disclaimer: Mortgages are offered by Investors Group Trust Co. Ltd., a federally regulated trust company, and brokered by nesto Inc. Licences: Mortgage Brokerage Ontario #13044, Saskatchewan #316917, New Brunswick #180045101, Nova Scotia #202507230; Mortgage Brokerage Firm Quebec #605058; British Columbia, Alberta, Manitoba, Newfoundland/Labrador, PEI, Yukon, Nunavut, Northwest Territories.

*In Ontario, a mortgage agent, and in New Brunswick and Nova Scotia, a mortgage broker or a mortgage associate.

*In Quebec, a mutual fund representative.

Mortgage advisors are licensed professionals and equivalent to the following titles per province: Sub Mortgage Broker/Mortgage Broker in British Columbia, Mortgage Associate/Mortgage Broker in Alberta, Associate/Mortgage Broker in Saskatchewan, Salesperson/Authorized Official in Manitoba, Mortgage Agent/Mortgage Broker in Ontario, Mortgage Broker in Quebec, Mortgage Associate/Mortgage Broker in New Brunswick, Associate Mortgage Broker/Mortgage Broker in Nova Scotia, or Mortgage Broker in Newfoundland & Labrador.

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