IG Income Portfolios
Designed to protect and fortify your income stream through all types of markets.
Providing you with the investment income options you need
Transitioning from growing wealth to drawing income brings new challenges. At IG, we aim to deliver dependable investment income tailored to your needs. Here's how we do it:
Different income, different outcomes
Different types of investment income are taxed at very different rates. This can have a significant impact on your total net income. With proper financial and income planning, you can optimize the income you get to keep.
The chart below shows the differences between the various types of investment income and how much you get to keep with each one.
For illustrative purposes only. Return of capital distributions reduce the adjusted cost base of the investment Non-Registered assets. Assume highest marginal tax rate in Ontario. Capital gains realized on or before June 24, 2024 will have an inclusion rate of 50% (for both individuals and corporations). For corporations and trusts, any capital gains realized after June 24, 2024 will have an inclusion rate of 66.67%. For individuals, total capital gains realized after June 24, 2024 that exceed $250,000 will have an inclusion rate of 66.67%.
Our range of investment income products
IG offers a diverse range of top-performing investment income solutions designed to help you achieve the ideal balance between income and tax efficiency.
iProfile
Intelligent portfolios that have dedicated teams of experts overseeing every aspect of your investments.
iProfile Enhanced Monthly Income Portfolios
iProfile Private Pools
IG Core Portfolios
Contain all the core elements you need for a portfolio that can actively protect and grow with you.
Individual Mandates
Each fund provides a diversified portfolio and access to income investment opportunities from various regions around the world.
Capital preservation
- Investments can take a long time to recover after markets dip.
- Discover strategies to help protect your portfolio from market downturns.
- Explore IG’s wide range of investment options for capital preservation.
Investing for tax efficiency
- The right investment strategies can help minimize taxes and maximize returns, helping you keep more of what you earn.
- Discover our diverse range of top-performing, tax-efficient investment solutions.
Investment income insights
Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated. The rate of return is the historical annual compounded total return including changes in value and reinvestment of all dividends or distributions. It does not take into account sales, redemption, distribution, optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, values change frequently and past performance may not be repeated.
The payment of distributions is not guaranteed and may fluctuate. The payment of distributions should not be confused with a fund’s performance, rate of return or yield. If distributions paid by the fund are greater than the performance of the fund, your original investment will shrink. Distributions paid as a result of capital gains realized by a fund, and income and dividends earned by a fund are taxable in your hands in the year they are paid. Your adjusted cost base will be reduced by the amount of any returns of capital. If your adjusted cost base goes below zero, you will have to pay capital gains tax on the amount below zero.
BlackRock® is a registered trademark of BlackRock, Inc. and its affiliates (“BlackRock”) and is used under license. BlackRock makes no representations or warranties regarding the advisability of investing in any product or service offered by IG Wealth Management. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of any product or service offered by IG Wealth Management.
IG Wealth Management and IG Private Wealth Management trademarks are owned by IGM Financial Inc. and licensed to its subsidiary corporations. All other logos are trademarks of their respective corporations. All rights reserved.
The payment of distributions is not guaranteed and may fluctuate. The payment of distributions should not be confused with a fund’s performance, rate of return or yield. If distributions paid by the fund are greater than the performance of the fund, your original investment will shrink. Distributions paid as a result of capital gains realized by a fund, and income and dividends earned by a fund are taxable in your hands in the year they are paid. Your adjusted cost base will be reduced by the amount of any returns of capital. If your adjusted cost base goes below zero, you will have to pay capital gains tax on the amount below zero.
BlackRock® is a registered trademark of BlackRock, Inc. and its affiliates (“BlackRock”) and is used under license. BlackRock makes no representations or warranties regarding the advisability of investing in any product or service offered by IG Wealth Management. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of any product or service offered by IG Wealth Management.
IG Wealth Management and IG Private Wealth Management trademarks are owned by IGM Financial Inc. and licensed to its subsidiary corporations. All other logos are trademarks of their respective corporations. All rights reserved.
Speak to an advisor
Connect with an IG advisor to uncover your personal financial goals, and how you can achieve them.