Getting ready to save for retirement

Before you make any plans, it’s important to work out what you want from retirement

Making sure you cover all the bases of real retirement planning

There’s so much more to real retirement planning than simply growing investments. A true retirement plan takes into account the retirement lifestyle you want and how much you’ll need, inflation and life expectancy risks, managing debts, and a tax-efficient plan for retirement income.

Planning for the retirement lifestyle you want

We start by creating a clear picture of your retirement lifestyle, when you want it to start and how we’ll get you there.

How much you’ll really need in retirement

We work out your retirement income needs based on your income, goals and precise calculations, not some generic, mythical number.

Understanding your retirement income sources

We look at your RRSPs, TFSAs, CPP/QPP, OAS, pension plans and more, and the most tax-efficient way of drawing from them.