Disability insurance coverage helps protect your ability to earn income, by providing an ongoing monthly income if you ever suffered a disability and couldn’t work.

If you’re diagnosed with a critical illness or condition that’s covered in your policy, you’ll receive a tax-free lump sum to use in any way you wish.

Our plans can help you pay for many common medical expenses that aren’t covered – or only partially covered – by government health insurance plans.

Offers ‘strength in numbers’ by giving your employees cost-effective access to a range of healthcare coverage and retirement savings benefits.

Long-term care insurance help you access the healthcare you need, so you can maintain your independence and quality of life during retirement.

Enjoy long-term investment growth potential with the features of an insurance policy and the benefits of an investment fund.