Disclosures

Marketing Commentary, Newsletters & Articles

Written and published by IG Wealth Management as a general source of information only.  Not intended as a solicitation to buy or sell specific investments, or to provide tax, legal or investment advice. Seek advice on your specific circumstances from an IG Wealth Management Consultant.

Some commentary published by IG Wealth Management represents the views of our Portfolio Managers, and is provided as a general source of information. It is not intended to provide investment advice or as an endorsement of any investment. Some of the securities mentioned may be owned by IG Wealth Management or its mutual funds, or by portfolios managed by our external advisors. Every effort has been made to ensure that the material contained in the commentary is accurate at the time of publication, however, IG Wealth Management cannot guarantee the accuracy or the completeness of such material and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein. Investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm) and Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund.

Mutual Funds or Mandates

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Money Market Funds

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Past performance may not be repeated.

iProfile Private Discretionary

Commissions, fees and expenses may be associated with mutual fund investments and the use of iProfile™ Managed Asset Program. Read the prospectus and speak to an IG Consultant before investing.  Mutual funds are not guaranteed, values change frequently and past performance may not be repeated. Recommendations relate only to Investors Group mutual funds. An asset allocation service, iProfile is a managed asset program for clients with a minimum of $250,000 invested in the iProfile program.

Government Programs and Product Information

The Canada Disability Savings Grant (CDSG) and the Canada Disability Savings Bond (CDSB) are provided by the Government of Canada. Eligibility depends on family income levels. Speak to an IG Wealth Management Consultant about special RDSP rules; any redemption may require repayment of the CDSG and CDSB.

GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers. Minimum deposit, rates and conditions are subject to change without notice.

IG Wealth Management Charitable Giving Program

The IG Wealth Management Charitable Giving Program is offered together with the Strategic Charitable Giving Foundation, which operates independently from IG Wealth Management.  Donations are irrevocable and vest with the Foundation.  This information is general in nature and not intended to be professional tax advice.  Please read the Program Guide for complete details, including fees and expenses.

IG Wealth Management Companies

Insurance products and services distributed through I.G. Insurance Services Inc. (in Québec, a Financial Services Firm). Insurance license sponsored by the Canada Life Assurance Company (outside of Québec). Investors Group Guaranteed Investment Funds are segregated fund policies issued by the Great-West Life Assurance Company. 

Brokerage offered through Investors Group Securities Inc. (in Québec, a firm in financial planning)

Mortgages are offered by Investors Group Trust Co. Ltd., a federally regulated trust company, and brokered by nesto Inc. Licences: Mortgage Brokerage Ontario #13044, Saskatchewan #316917, New Brunswick #180045101, Nova Scotia #202507230; Mortgage Brokerage Firm Quebec #605058; British Columbia, Alberta, Manitoba, Newfoundland/Labrador, PEI, Yukon, Nunavut, Northwest Territories.

*In Ontario, a mortgage agent, and in New Brunswick and Nova Scotia, a mortgage broker or a mortgage associate. *In Quebec, a mutual fund representative.

Mortgage advisors are licenced professionals and equivalent to the following titles per province: Sub Mortgage Broker/Mortgage Broker in British Columbia, Mortgage Associate/Mortgage Broker in Alberta. Associate/Mortgage Broker in Saskatchewan, Salesperson/Authorized Official in Manitoba, Mortgage Agent /Mortgage Broker in Ontario, Mortgage Broker in Quebec, Mortgage Associate /Mortgage Broker in New Brunswick, Associate Mortgage Broker/Mortgage Broker in Nova Scotia or Mortgage Broker in Newfoundland & Labrador,

Mortgages are offered by Investors Group Trust Co. Ltd., a federally regulated trust company. Mortgages are administrated by I.G. Investment Management, Ltd., registered as a Mortgage Administrator in ON (11256), NB (160000257) and NS (3000232).

Shariah Law

There is no representation regarding compliance of investments with Shariah law

Trademarks

Trademarks, including IG Wealth Management and IG Private Wealth Management, are owned by IGM Financial Inc. and licensed to subsidiary corporations.

Investors Group Securities Inc

Investors Group Securities Inc is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (“CIPF”). To learn more about the CIPF, please contact your advisor or visit www.cipf.ca.

Investors Group Financial Services Inc.

Investors Group Financial Services Inc. is a member of the Mutual Fund Dealers Association of Canada (MFDA) and the Investor Protection Fund (“MFDA IPC”) (excluding Quebec).  To learn more about the IPC, please contact your advisor or visit the MFDA’s website at www.mfda.ca.