Investment Planning
Guaranteed Investment Certificates (GICs)
GICs offer a fixed rate of interest for a specific term, and both principal and interest payments are guaranteed.
- Security and safety - All GICs are backed by the financial strength of their organizations.
- Competitive interest rates - guaranteed for the full term of the investment
- Flexible investment terms - ranging from 1 year to 5 years
- Choice of interest payment frequencies
- Bonus rates on certain dollar amount purchases
- Choose from a selection of GIC companies
- CDIC protection - opportunity to maximize CDIC coverage
GICs issued by non-affiliated GIC issuers.
GIC Rates - Partners
GUARANTEED INVESTMENT CERTIFICATES | EFFECTIVE DATE: | 2019/04/10 | |||
Term In Months: | 12 | 24 | 36‑47 |
48 | 60 |
Montreal Trust - Minimum $5000.00 Deposit | |||||
COMPOUND GICs | |||||
RRSP/OPEN/TFSA | 2.100 | 2.230 | 2.260 | 2.340 | 2.400 |
Term In Months: | 12 | 24 | 36‑47 |
48 | 60 |
Bank of Montreal - Minimum $5000.00 Deposit | |||||
COMPOUND GICs | |||||
RRSP/OPEN/TFSA | 2.220 | 2.240 | 2.280 | 2.350 | 2.460 |
Income GICs | |||||
Annual | 2.400 | 2.450 | 2.500 | 2.600 | 2.700 |
Semi-Annual | 2.120 | 2.140 | 2.180 | 2.250 | 2.360 |
Monthly | 2.070 | 2.090 | 2.130 | 2.200 | 2.310 |